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Your credit score not only affects your loan approval but also influences your chances of being hired or promoted by organizations and companies.
Government Disciplined Services: One of the evaluation steps for these positions involves reviewing the applicant's credit health (also known as vetting). Since these roles involve law enforcement duties, to reduce the risk of accepting bribes or corruption, credit status is one of the factors considered for hiring. Therefore, those interested in applying for positions in the police force, immigration department, customs, correctional services, etc., should pay attention to their credit report score. Even if you are already employed in a disciplined service, a poor credit record can significantly affect your promotion prospects.
Banking and Insurance Industries: These industries also have strict requirements regarding the credit health of job applicants. As applicants are likely to handle clients' personal information and assets, these industries place a high demand on personal integrity.
Security Guards and Hotel Housekeepers: Security guards are responsible for escorting cash or protecting jewelry, so employers are very concerned about the financial status of job applicants. As for hotel housekeepers, since they need to enter hotel rooms for cleaning, and guests may leave valuable items behind, employers may also check the credit reports of housekeepers.